CERTY Products
Credit intelligence across every level of the lending decision.
Move from evaluating one counterparty, to monitoring a full portfolio, to embedding credit directly into trade workflows — using live payment, cash-flow, counterparty, and operational signals.
Built for How Maritime Credit Works
Instant Credit Intelligence
AvailableGet a live, continuously updated credit risk score for any counterparty, generated from real-time data and cash payment behavior rather than historical filings. Instant Credit Intelligence flags deteriorating payment patterns as they happen, giving credit teams a decision-ready signal instead of a quarterly snapshot.
Live & Instant Risk Scoring
Cash Flow Behavior Analysis
Predictive Default Alerts
API & Core Integration
Credit Portfolio Monitoring
AvailableMonitor an entire lending book from a single live dashboard. Credit Portfolio Monitoring aggregates individual risk scores into portfolio-level exposure views, so risk teams can see concentration, sector, and geographic risk shifting in real time, not just at the next review cycle.
Portfolio Risk Dashboard
Exposure & Concentration Alerts
Sector Benchmarking
Automated Reporting
Embedded Financing
Coming soonEmbedded Financing will let banks and platforms extend credit directly at the point of trade, underwritten in real time using CERTY’s live risk engine. It is built for SME lenders and insurers that want to offer or cover financing without building underwriting infrastructure from scratch.
ExploreExplore Your Counterparties with CERTY
Request a demo to experience next-generation credit intelligence built from real-time operational and payment data.